Many smaller contractors have inadequate cash flow and so use your down payment to fund somebody else’s project— sort of a modified Ponzi scheme. These smaller contractors will also disallow credit cards because they do not want to pay the “swipe fees,” or they charge interest for deferred payment. In contrast, in addition to no down payment, we welcome your Visa, MasterCard, American Express, or Discover card and even offer interest-free limited term financing to qualified customers.

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